Modern Home Credit – Done Properly
Home Credit Ltd was built to modernise home-collected credit.
We combine trusted local agents with structured affordability assessments, clear repayment plans and responsible lending policies.
No rollovers. One loan at a time. Every application assessed individually.
We believe short-term borrowing should be clear, manageable and supportive — not automatic or pressured.
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Representative Loan Example : £200 loan repayable over 25 weeks. 25 Weekly payments of £13.60. Total amount of credit £340. Rate of interest 238.19% per annum (Fixed). Representative 926% APR
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Why Choose Us?
We provide responsible, structured home-collected credit designed to help customers manage short-term borrowing clearly and confidently. Every application is assessed individually to ensure affordability and suitability.
Here’s how our homecredit works?
Real Affordability Checks
Verified income. Structured assessment. Responsible decisions.
No Rollovers
Clear loan terms. No extensions designed to trap customers.
One Loan At A Time
We only allow one active loan — focused, manageable borrowing.
FCA Regulated
Fully authorised and regulated for consumer credit in the UK.
Clear weekly plans designed to fit real household budgets.
Speak to real people — not bots or automated systems.
Ready To Check If You Qualify
Apply online in just a few minutes.
Need To Talk? We Are Here To Help
If you have any queries about your loan or lending process, please contact us:
📧 [email protected]
📧 [email protected]
📞 07415 741133
Lines open 9am – 5pm Monday to Friday.